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1 Q. YOUR WORKSHOP HAS OPENED MY EYES. I WANT TO QUIT MY JOB AND DO SOMETHING ON MY OWN.

A. Don’t make this mistake that most people do. If you want to fly what do you do? You take flying classes, isn’t it? What would happen if you simply take off with out any flying class? Most people have no clue about how business is done. They just quit their job, start a business just because they had money and go broke. They lose the business as well as the job. If you want to do something on your own, first learn how others have done it. Then mobilize the capital, start a business, wait until it throws enough money at you on a regular basis and then… only then you quit your job. Until then use your job as a bridge. Above all be thankful to the bridge even after you cross it. This is very important if you want to enjoy the fruit of any success.

2 Q. I WANT TO DO SOME BUSINESS BUT I LACK NECESSARY CONFIDENCE.

A. You must be happy you don’t have confidence because it is this “confidence” that is killing people alive. What is confidence? Thinking you are capable when actually you are not, isn’t it? You can think so but can you act on such thinking? Let us say you are capable of lifting only up to 40 kg of weight, and you are confident that you can lift 80 kg, what would happen to you? You either can’t lift it or you may try to lift it with some artificial rush of energy and die of heart attack, isn’t it?

Let us say a blind man is groping in a dark room and you induce confidence in him. He would go and hit the wall, isn’t it?

Most people start a business and go broke. Why? Because they did not have the necessary knowledge and skill, isn’t it? They simply counted on their confidence i.e. they believed they can do a business when actually they can’t. If you are stupid and you think you are smart and do many things; is it safe for you and for people around you counting on you?

This is how people with out necessary clarity and skill start something and fail. Why do you think people lose in the share market and finance companies? Their “confidence”. They don’t know the game but they think they do. If you lack skill and clarity your action will be wrong. If your action is wrong your confidence cannot change the result. Only you and people around you will suffer the consequences and blame it on others. This is how all hyper active people who are confident are in a mess all the time.

This is how many tyrants destroy the world today because they are confident. They are ignorant and that is why they are confident. Confidence, motivation and positive thinking can easily make you walk into any danger. But it can never get you out. You and people around you are at least safe with out confidence. Ignorance and confidence is a deadly combination. Beware of it.

What you need is clarity and ability to achieve what you want in life. Then of course true confidence springs from performance.

Remember: If you are capable, you don’t need confidence. Only when you are incapable you become confident but it can never make you capable. It will only ditch you. Beware!

3 Q. I WANT TO DO BUSINESS BUT I DON’T HAVE CAPITAL. WHAT SHOULD I DO?

A. It is better and safe for you and people around you that you don’t have capital. People don’t do business not because they don’t have capital. Don’t you see many did business and went broke or committed suicide. Why? Because they had money but did not learn how to do a business yet did business. Money is like an aircraft. If you don’t know how to fly and simply take off, guess what happens? Owning an aircraft is not a qualification to fly. Similarly having money is not a qualification to do business. It is a danger. Remember, all those who failed financially started something with capital. With out a capital how could they start a business and how could they fail? Money and ignorance is a deadly combination. Beware of it.

What you need first is the knowledge of how to do a business. Once you have that knowledge capital comes to you even if you don’t have it already. Knowledge brings money but money doesn’t bring knowledge; it can only bring frustration and misery if you don’t know how to handle it. So be happy that you are alive because you don’t have capital. People are better off with out money; did you notice this?

4 Q. WHY ARE YOU AGAINST WORK? THE ENTIRE WORLD IS WORKING.

A. I am not against work; I am only against working for money. Why? Because working for money cannot get you money; it can only get money for those you work for. Can’t you see those who work make money only for others, not for themselves? Working for money can neither bring life nor a living . Yet the whole humanity is in this impossible task.

5 Q. I HAVE RECEIVED A MAIL FROM YOU FOR YOUR FORTHCOMING WORKSHOP. BUT I DID THIS ONCE BEFORE. WHY SHOULD I DO IT AGAIN?

A. Our workshop is not to teach people but to make them unlearn. And it takes more time and effort than to learn. We suffer in life not because we don’t know enough. We suffer because we know too much of what not to know. That is why our workshop is all about how to unlearn. It takes repetition, a longing to experience something beyond petty things that you are trapped into and calling it life. It takes time and earnest investment but the reward is worth it.

It gives you money more than what you can spend plus a seven-day-a-week holiday and no one to answer to. What else is more worth investing in?

6 Q. I HAVE RECEIVED YOUR MAIL FOR THE UPCOMING WORKSHOP AND THE CONTENT IS VERY INTERESTING. BUT I HAVE A VERY IMPORTANT MEETING WITH MY BOSS ON THAT DAY. I WILL TRY NEXT TIME.

A. Let us assume you are in jail and… I have made a secret whole on the jail wall and calling you to come out and escape. And you are saying, “it is lunch time, let me finish it and come”. How will it be? As long as you work, you will be making only others rich. The longer you delay to look at your financial slavery, the deeper you will go into it and the lesser the possibility and strength to break from it.

It is like this: Let us say you have boarded a wrong train and it is moving. The longer you take to jump out, the lesser the possibility of jumping out. And if you jump when it is too late, guess what happens to you. You have one life. It is up to you to live or mess it up with your excuses.

7 Q. WHY ARE YOU AGAINST EDUCATION?

A. I am not against education, I am for true education, a comprehensive education. The thing is: In most cases education today is preparing and training children how to make the rich richer. They are trained to take care of the rich, not themselves because they lack financial education. Is it any wonder the gap between the rich and the poor is ever increasing? Further today’s education promotes competition and win-lose scripting that devides people at their young age. Is it any wonder the world is at such a rage? Education is vital but it is unfortunate that today’s education does more harm than good. One should be conscious of what to imbibe and what not to from education. I am for true education—a reformed one.

8 Q. WHY ARE YOU SAYING THAT FAILURE SHOULD NEVER BE USED AS STEPPING STONE?

A. Look at those who work life long and retire almost broke. They all failed over and over and used their failure as stepping stones. They never gave up! Look at the few successful people who failed, tried again. They never gave up too. After a point they got rich and won the rat race. But they lost their whole life making money. Is their success worth it? Is it not a tragedy in the true sense? Go and ask them what they regret the most at their death bed. They all have used failures as stepping stones on the road to failure and “successfully” failed!

Failure is a warning bell; they are road blocks or fire alarm. Fix the fire, not the bell. If you fix the bell it may be too late to escape from the fire. All tragedies are caused by fixing the bell i.e. by ignoring the message that failure carried for them. They all used them as stepping stones. As long as you used failure as stepping stone… you fail even if you succeed.

9 Q. THE RICH DON’T SHARE THEIR SUCCESS STORY. HOW TO KNOW THEIR SECRET OF SUCCESS?

A. It is not true. It is easy to learn their secret if you are humble, straight and transparent. One powerful way is working for the rich… not for money but to learn their secret. It takes time but worth it. All successful people kept their pride aside at least in the beginning. Try it. It is magical. Humility is the shortest rute to any success.

10 Q. YOU SAY DELAY YOUR LUXURY AND THINGS YOU CAN DO WITH OUT UNTIL YOU ARE FINANCIALLY FREE BUT MY FAMILY MEMBERS ARE NOT COOPERATING?

A. Why do you want your family cooperation unless you want to risk their life or money? If they don’t cooperate that means they don’t want to risk their living. That is all. They don’t stop you from doing or learning a business as long as you don’t risk their life and living. Stop buying them and yourself things you can do without and start learning a business. Join some one as a working partner. Learn while you earn, read the right books, talk to right people and have rich friends. Associate yourself with any group that grows and multiplies money fast legally. Slowly the knowledge and seed money for business will descend on you. People who refused to cooperate will look upto you. If you know how to take care of money, money and people with money will flock to you.

11 Q. HOW TO COME OUT OF THE FINANCIAL MESS I AM ALREADY IN?

A. Any mess is your creation and therefore find out how you got in there. There is no other way. If you simply try you will go deeper and deeper into it. You are in a mess because you worked hard for others to come out of their mess. Otherwise it won’t happen. Or before you got self-reliant you must have bought things you could do without which is again to make only others rich. You would have spent your money at the wrong place. Stop doing them any more. Cut loss and just survive. See where your money is going; don’t try to maximize your income. Start learning how to multiply money. Work for those who are successful… not for money but for knowledge, seed money will descend on you. Coming out of the mess is fun; try it. Like the saying goes: If you find you have dug yourself into a hole… stop digging.

12 Q. THROUGHOUT MY LIFE I HAVE BEEN CHALLENGING THE PHILOSOPHIES AND DOCTRINE OF PEOPLE AROUND ME. BUT I TEND TO BECOME LONELY AND RUDE. AND I HAVE NOT ACHIEVED MUCH?

A. You become lonely and rude because you want people around but you don’t buy their theories. And you want them to buy yours.

There is nothing wrong in not accepting people’s philosophies. But don’t challenge them. They don’t like it. Their illusions should not disturb you. It does because you have not found your cup of tea- your first love. Do what you want to live for. Once you did, you become full and happy. Everything around you is wonderful. You won’t bother whether others accept your theories or not. If you are full you will neither accept nor rebel others theories. But you will first accept them the way they are and then prepare them to consider your theories. If you are empty inside you, you will always try to fill yourself forcing your theories on others or challenging their theories. For an empty unhappy soul everything is wrong, ugly and disturbing. For a happy soul, there is no good and bad; everything is beautiful; try it.

13 Q. WHY ARE YOU AGAINST MANAGEMENT?

I am for managing things, not managing people or life. Management is what Control, isn’t it? It is either control or trick people. Whether you use trick, control or manipulation, people around or under you are on gaurd, afraid, waiting for an opportunity to trick you. And you are on guard too. Work place is a battle yard where the manager and the managed fight… Production here is done through fight-either psychological or emotional. If you win; you are a good manager; or else you are not. Whether you win or lose… fight is the means you use to produce.

If you fight all your working hours which constitutes major part of your life, how do you feel and how do people under you feel? How do you feel at home? Miserable, tensed, frustrated, isn’t it? You kill yourself all your life in the name of making a living and end up neither making a living nor a life. Who said there is no other way to produce? Who said there is no other way to make a living? Yes. Management is required occasionally as a last resort not as a first resort.

14 Q. WHY ARE YOU AGAINST EXPERIENCE?

Every generation is built on the experience of the one before, isn’t it? How is the quality of people’s life generation after generation? Is it joyful? No. They may have achieved many things but what about their quality of life? It is always worse than the one before, isn’t it? Who taught the younger generation to live? The older one, isn’t it? The worst danger facing the younger generation is the example of the older generation.

Between a child and an experienced adult, who is happier? Certainly the child, isn’t it? The adult may have “achieved” many things, but who is living better? It is always the child for sure, isn’t it? So who is experienced? The one who is miserable is experienced, isn’t it? Is that experience good? Experience may lead at the most to success but not a happy life. For a happy life learn from a child, not from an experienced adult.

15 Q. WHAT DO YOU SAY ABOUT ASTROLOGY?

A. It is a good business. Astrology is what? Knowing what is going to happen in your life tomorrow, isn’t it? If someone tells you something bad is going to happen to you tomorrow you will live in fear until tomorrow unnecessarily. You live your life in fear and uncertainty not only today but everyday because everyday you are in fear about the next day. That means you pay your astrologer for scaring you all your life.

Supposing he/she tells you something good going to happen tomorrow, you will do nothing today to fix your life and get disappointed tomorrow. You would end up paying your astrologer for disappointment. So either way you are a sucker. You pay for living either in fear or in a false hope, isn’t it?

Do you know what is happening with you today? Yes. Are you able to live well today? No. Then what is the use of knowing what is going to happen tomorrow? You will live the same way, isn’t it? If your tomorrow is bad you will suffer. If your tomorrow is good you will suffer too. You are sure to suffer tomorrow, no matter how wonderful your tomorrow is going to be, isn’t it?

If you know how to live well in today’s reality, you are sure to live well in tomorrow’s reality as well, no matter how bad or how good your tomorrow is going to be, because your ability to live gets even better tomorrow, isn’t it? So why to know tomorrow?

Why give business to somebody who doesn’t even know what is going to happen to him in the next moment? Only those who cannot take charge of their life in any situation will want to know how the situation is going to be tomorrow.

If you forget to close your umbrella when there is no rain, you will not open it when it rains either. Is there any use knowing when it is going to rain?

16 Q. HOW DO YOU SAY THERE IS RIGHT AND WRONG, FAIRNESS AND UNFAIRNESS IN EVERY SITUATION AND IT DOESN’T DEPEND HOW EACH INDIVIDUAL SEES IT?

A. Can 2+2 be 4 for one man and 6 for others? No; it is 4 for everybody, isn’t it? Similarly fairness and right and wrong is not subjective. Situation may differ but what is right what is fair in every situation is the same for everybody. Reality is objective; fairness is objective, not depending on each individual and the way they see it. This philosophy of there is no absolute right and wrong is popular today to cover up people’s stupidity. The more stupid you are the more such theories you need to cover it and people believe it if you present it well. Look at a drunkard. He will convince the whole world that drinking is good for health. According to him it is good. Is it really good? Thank God that this philosophy has not become so popular that alcohol is listed under healthy food.

Let us say your friend has borrowed Rs. 100000/- from you and refused to give you back. And he says he is right in not giving you the money back from his point of view,…how would you feel? How about a couple in a quarrel? Can both be right? If both are right how can there be a quarrel?

Don’t fall pray to this escape philosophies. See the reality the way it is, listen to your heart and act. Existence is always on your side. Why depend on self-defeating philosophies?

17 Q. HOW TO IMPROVE RISK APPETITE?

A. Understand first that risk leads to reward. However desire for reward is not enough. You must develop the skill to transform risk into reward, or else it is tragedy.

To develop the skill and ability you must associate yourself with any group that turns a risk into a reward. Part company with negative as well as positive people. Be with realistic people—people who see things as they are.

18 Q. WHAT IS PMA (POSITIVE MENTAL ATTITUDE) AND WHY YOU SAY IT IS A MISSGUIDER?

A. This is similar to confidence, choosing not to see the negative side of anything and seeing only positive side and act. Does this approach make sense? Not really. Supposing a tiger is charging at you and you are only looking at the beauty and grace of the animal, not the danger, what would happen to you? If PMA could help people there won’t be any failure in people because whoever has failed, they were all positive about their success. If they were not, how would they try to succeed in the first place?

In any venture, there is a positive side and a negative side. You must see both and be prepared to deal with the negative if you want to enjoy the positive side. Just because you chose to close your eyes to the negative side of anything it doesn’t mean you can escape from it. You can’t cheat reality. People fail in anything because everything is “positive for them” and nothing that is negative exists for them. Look at all failures and depressed people. They were all “positive” before they went into depression. If you are positive, you are a future depression. Beware of it. Positive people can at the most bulldoze others and succeed in life. But see if they are living. Is their life worth copying?

19 Q. WHAT IS LUCK?

A. Luck is a convenient escape. Those who believe in luck don’t want to be responsible for anything. They don’t want to make anything happen. Everything should happen by itself for them. They don’t want to buy into the fact that if you want something in life, you must go and do something. Success takes skill and clarity, not luck. Suppose you drive a car; how safe is your journey depends on how skillful driver you are and how clean your wind shield is, not on how lucky driver you are, isn’t it? In the same way how well you live depends on how wise, clear and capable you are, not on how lucky you are.

Supposing you know some one in your town who is lucky; will you trust him with your money and ask him to do business for you because he is lucky? You won’t. So luck is a convenient philosophy to escape from one’s responsibility. Those who believe in luck are making a clear statement that they are not responsible i.e. they are saying they are irresponsible. They can’t achieve anything in life on their own because luck is not on their side. They are parasites… feeding on others or the government. Suppose you go and tell Bill Gates that he is lucky, how will he feel? He will feel that you took away all the credit for his ability and intelligence, isn’t it?

Suppose you were walking on the road and someone came in a car and hit you and says it is an unlucky day for you, how would you feel?

By the way look at those who got fortune by luck. Look at those who won lottery. See what happened to them and their lives when they got money by luck. It is very difficult to handle and sustain that which you have not earned. In a true sense, you must be unlucky to be lucky!

20 Q. IS NOT BUSINESS RISKY?

A. Yes it is. Life itself is risky but can you avoid life because it is risky? Isn’t crossing a road risky? It is…if you don’t have the ability to cross. But if you do have… where is the risk? But crossing the road is part of life. If you avoid it because it is risky, you avoid life. So the word “risk” belongs to people who don’t want to develop the necessary skill to achieve what they want in life on their own. They scare themselves and people around. Wasn’t walking risky in your childhood? It was risky but still you walked and eliminated the risk, why? Because nobody scared you. Similarly a business is risky if you don’t know how to do it. If you know the trade, there is no risk. There is only measured risk and measured risk is not risk. Ignorance plus business is of course risky.

Life is a game, money making is a game and you need money to live. If you don’t want to risk, you are making a clear statement that you don’t want to live. Risk leads to reward. Risk leads to profit.

There are three ways of living. 1. Risk nothing, do nothing and die slowly. 2. Risk everything without knowing the game and rules and die soon. 3. Know the rules, develop the skill for any game that is worth playing and live a free and riskless life. The choice is yours.

21 Q. HOW TO MANAGE STRESS?

A. Before you want to know how to manage stress, you must know stress is your creation; it is something you ask for every moment in your life. And you are asking how to manage stress because you have an assumption that stress is part of our life. It is not true. As long as you think so there is no way you can be free of it. You will only learn more how to mange it. And the more you manage your stress, the more stressful you are. Look at people who manage stress well. Look at all the well managed companies and families! More stressed, more worried, isn’t it? So don’t manage; prevent stress. Why do you manage something you don’t want. Just get rid of it. If stress is external, you can manage. But it is internal, you produce it for yourself. How can you produce and manage it at the same time? If you still manage it well, you are fooling yourself.

People always look only for solutions, why? Because they think with out problems there is no life. If they can manage their problems they feel great. They think not having problems in life is a useless life. It is not true. Stop creating problems, you have no problem. Why do you manage what you can do with out? It is after all your creation.

The moment you know it is your creation, you will stop creating it, you won’t manage it. If you don’t accept that stress is your creation, you will look for ways to manage it. The more efficient you become in managing your stress, the more stress will come to you because you get enormered by it. And you will take on more and more! Won’t you?

22 Q. YOU SAY SCHOOL IS A BARRIER TO SUCCESS. THOSE WHO DROPPED OUT OF SCHOOL HAVE ALSO FAILED.

A. If a bird escapes from its cage, still it may get eaten by other animals but there is a possibility to fly away and live in freedom. But if it stays in a cage it loses even that possibility. Similarly there is no guarantee that those who dropped out of school unconsciously will succeed because there are teachers outside the schools too. But for those who go through school and come out consciously there is a possibility for them to succeed even outside the school because they carry the same consciousness and intelligence that helped them break free from what school taught them.

In most school 1. Children are trained for a job which means they are trained and taught how to make the rich richer. That is why examinations here are to check whether you are capable of taking care of the rich community and companies, not to check if you are capable of taking care of your life. 2. Most schools promote and encourage competition and win-lose scripting which divides people right from the young age. They are made to believe that others’ failure is their success. Schools have taken away from children the power of getting financially free and the power of living together. What else is left in them to live?

However schooling is a vital and part of life if one can take care of themselves against the potential damage there.

23 Q. YOU SAY POSITIVE MENTALITY, HOPE, CONFIDENCE --- THESE ARE TRAPS--- SEDUCTION… BUT TO MOVE FORWARD IN THE BEGINNING, THESE ARE REQUIRED?

A. My quick answer is: The moment you are positive, you are blind you don’t know where you are headed. Is it ok even at the beginning of a journey?

24 Q. HOW TO MAKE MONEY WIHTOUT HAVING TO WORK FOR IT?

A. My quick answer is: Do what the rich do. How to know what they do; will they tell you? They won’t.

Work for them, not to make money but to learn what they do. Have rich friends, read the right books. The most powerful way is to work for the rich.

25 Q. WHAT YOU SAY IS TOO IDEALISTIC; IS IT PRACTICAL IN TODAY’S WORLD?

A. The idea we are offering here is derived based on my experience, not on some theories. I am a living example for that. The question my friend is not whether it works or not. The question is whether you have the desire to understand the power of it and take advantage of it.